📊 Investment Decision Tool
Buy Now vs Ex-Dividend Date Calculator
💡 Compare whether buying now or waiting for the ex-dividend price drop gives better total return after dividends, taxes, and selling costs.
Total shares you currently hold
Your portfolio average entry price
Live trading price today
Additional shares you plan to buy
Automatically follows Current Market Price
Expected price after dividend adjustment
Dividend per share declared
Select based on residency or treaty status
Typical broker fee per trade (default 1.3%)
Exchange + regulatory charges (default 0.34%)
| Scenario | Total Shares | Average Price | Total Cost | Market Price | Net Value After Selling Cost | Actual Profit/Loss |
|---|
📘 How This Calculator Works
- Uses your current portfolio average cost including commissions.
- Calculates true profit after estimated selling fees.
- Simulates adding more shares today.
- Compares value if price drops on ex-dividend date.
- Adds dividend income after withholding tax.
- Shows whether buying now or waiting gives better outcome.
Important:
• The total shares you have on book closure date when market closes is what qualifies for dividends
• If you buy ON or AFTER ex-dividend date, you usually do NOT receive the upcoming dividend.
• Many stocks fall approximately by dividend amount on ex-dividend date, but not always.
• This tool helps compare:
• The total shares you have on book closure date when market closes is what qualifies for dividends
• If you buy ON or AFTER ex-dividend date, you usually do NOT receive the upcoming dividend.
• Many stocks fall approximately by dividend amount on ex-dividend date, but not always.
• This tool helps compare:
- Buying now and receiving dividend
- Waiting for lower ex-dividend price
- Net effect after taxes and selling costs
👨💻
Developed by Peter Chege Mugo
Capital Markets Trainer • NSE Market Specialist • Digital Platforms Pioneer
📌 Bio
Over 20 years experience in the Brokerage and NSE environment with direct exposure to capital markets operations, investor training, dividend investing, and digital platform development for brokerage ecosystems.
This platform was built to simplify dividend tracking, investment planning, and financial learning for Kenyan investors.
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Your support helps maintain the calculators, dividend tools, research updates,
YouTube training content, and investor education resources.
💳 M-Pesa Support
0723384775
Peter Mugo
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Peter Mugo
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