NSE Smart Cost Averaging (DCA) Calculator

📉 DCA Recovery Calculator

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Plan how many shares you need to buy to reduce your average cost. This calculator includes broker commission, levies. Fields are editable dased on your broker settings.

Current Shares Held

Average Cost Per Share (KES)

Current Market Price (KES)

Broker Commission (%)

Total Levies (%)

Max Reduction Target (%)

Graduated Scale (%) 5% 10% 15% 20%

This calculator helps investors estimate how many additional shares may be required to reduce their average buying price using a Dollar Cost Averaging (DCA) strategy.

• Current Shares Held → Number of shares currently owned from your broker portfolio
• Average Cost Per Share → Your current average buying price per share from broker portfolio
• Current Market Price → Latest market trading price from broker app or inline portal
• Broker Commission & Levies → Estimated transaction charges added to new purchases.
• Max Reduction Target → Maximum percentage reduction you want to test for your average cost.
• Graduated Scale → Controls how many strategy scenarios are generated. Example: 10% scale = 10%, 20%, 30% reduction scenarios.

After calculation, review the strategy table carefully:

• Lower reduction targets generally require less capital.
• Higher reduction targets become increasingly aggressive and capital intensive.
• “Impossible” scenarios mean the target average cost is below the effective new buying price after transaction costs.
• Risk levels help estimate how large the new purchase is relative to your existing holdings.

📌 Current Portfolio Snapshot

Estimated portfolio position after accounting for transaction costs and current market pricing.

Current Investment (Costs Included)

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Current Market Value (Inclusive of costs)

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Unrealized Gain/Loss (Inclusive of costs)

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Effective New Buy Price For New shares

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📊 DCA Recovery Scenarios

Explore different averaging-down strategies based on your selected reduction targets and transaction costs.

Reduction Target	Target Avg Cost	Shares Needed	Estimated Capital	New Total Shares	Risk Level

📘 How To Interpret The Results

The table shows different averaging-down scenarios based on your selected reduction targets. Higher reductions usually require significantly more capital and shares.

• Reduction Target → How much you want to reduce your current average cost.
• Target Avg Cost → Your desired new average cost after buying additional shares.
• Shares Needed → Estimated number of additional shares required to achieve the target average cost.
• Estimated Capital → Approximate cash required including broker commission and levies.
• New Total Shares → Your updated portfolio size after executing the DCA strategy.
• Risk Level → Measures how aggressive the averaging-down strategy is relative to your current holdings.

⚠️ “Impossible” results occur when the desired target average cost falls below the effective new purchase price after transaction costs.